One of the most important things that mobile homeowners need to consider is insurance coverage.
In this post, we will explore what anchor and tie-down certification is, why it is important for mobile home insurance, and how to obtain it.
1. What is Anchor and Tie-Down Certification?
Anchor and tie-down certification is a process that verifies the stability and safety of a mobile home’s foundation.
This certification proves to the insurance company that the home is securely anchored to the ground and can withstand high winds and other potential hazards.
2. Why is Anchor and Tie-Down Certification Important for Mobile Home Insurance?
Mobile homes are more vulnerable to damage from natural disasters and weather events than traditional homes. Anchor and tie-down certification provides insurance companies with proof that a mobile home is less likely to sustain damage during these events.
Recently, many insurance companies are refusing to cover mobile homes that are not certified particularly in high risk areas like Florida and California.
Many new mobile home owners are finding themselves without coverage and left to pay for the upgrade work themselves.
3. How to Obtain Anchor and Tie-Down Certification.
Obtaining anchor and tie-down certification involves having a professional inspection of the mobile home’s foundation and anchoring system. The inspector will ensure that the home meets the necessary safety standards and issue a certification upon completion.
The inspectors report will then be given to a licensed contractor who will carry out the required tie down alterations. The licensed contractor will issue a certificate to the homeowner.
Conclusion
Anchor and tie-down certification is a crucial component of mobile home insurance. It provides peace of mind for mobile home owners and helps insurance companies offer coverage at a lower rate.
By understanding what anchor and tie-down certification is, why it is important, and how to obtain it, mobile home owners can ensure that their homes are safe and secure.